Call reports 2024
AMERICAN STATE BANK — 2024
What AMERICAN STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,396,617,000 | 1,443,313,000 | 1,454,233,000 | 1,484,768,000 |
| Total loans | 1,250,362,000 | 1,312,030,000 | 1,305,323,000 | 1,320,181,000 |
| Allowance for loan losses | 13,700,000 | 13,871,000 | 13,765,000 | 13,442,000 |
| Securities available for sale | 39,683,000 | 26,433,000 | 29,463,000 | 40,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,130,523,000 | 1,125,833,000 | 1,192,743,000 | 1,245,966,000 |
| Interest-bearing deposits | 1,016,872,000 | 1,010,928,000 | 1,066,281,000 | 1,101,460,000 |
| Noninterest-bearing deposits | 113,651,000 | 114,905,000 | 126,462,000 | 144,506,000 |
| Equity capital | 140,509,000 | 142,187,000 | 146,187,000 | 147,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 17,709,000 | 37,205,000 | 57,272,000 | 77,388,000 |
| Interest expense | 9,271,000 | 19,512,000 | 30,315,000 | 40,908,000 |
| Net interest income | 8,438,000 | 17,693,000 | 26,957,000 | 36,480,000 |
| Noninterest income | 2,228,000 | 4,352,000 | 6,386,000 | 8,769,000 |
| Noninterest expense | 6,148,000 | 12,287,000 | 18,526,000 | 24,783,000 |
| Provision for loan losses | 450,000 | 925,000 | 2,100,000 | 4,365,000 |
| Pretax income | 4,068,000 | 8,833,000 | 12,717,000 | 16,101,000 |
| Income tax | 171,000 | 342,000 | 513,000 | 589,000 |
| Net income | 3,897,000 | 8,491,000 | 12,204,000 | 15,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,337,000 | 140,830,000 | 144,543,000 | 146,292,000 |
| Total capital | 153,312,000 | 154,976,000 | 158,583,000 | 160,009,000 |
| Risk-weighted assets | 1,237,398,000 | 1,310,498,000 | 1,303,160,000 | 1,312,934,000 |