Call reports 2023
AMERICAN STATE BANK — 2023
What AMERICAN STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,313,304,000 | 1,313,331,000 | 1,305,081,000 | 1,362,188,000 |
| Total loans | 1,118,856,000 | 1,159,173,000 | 1,146,596,000 | 1,208,729,000 |
| Allowance for loan losses | 10,685,000 | 12,663,000 | 12,794,000 | 13,078,000 |
| Securities available for sale | 79,158,000 | 71,391,000 | 63,817,000 | 49,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,089,974,000 | 1,096,837,000 | 1,106,871,000 | 1,155,818,000 |
| Interest-bearing deposits | 957,440,000 | 969,181,000 | 985,599,000 | 1,018,390,000 |
| Noninterest-bearing deposits | 132,534,000 | 127,656,000 | 121,272,000 | 137,428,000 |
| Equity capital | 131,984,000 | 130,968,000 | 133,425,000 | 137,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,705,000 | 29,104,000 | 45,539,000 | 62,365,000 |
| Interest expense | 5,782,000 | 13,017,000 | 21,216,000 | 29,821,000 |
| Net interest income | 7,923,000 | 16,087,000 | 24,323,000 | 32,544,000 |
| Noninterest income | 1,975,000 | 4,465,000 | 6,729,000 | 8,996,000 |
| Noninterest expense | 6,136,000 | 12,362,000 | 18,448,000 | 24,762,000 |
| Provision for loan losses | -1,251,000 | 225,000 | 225,000 | 475,000 |
| Pretax income | 3,465,000 | 7,693,000 | 12,107,000 | 16,028,000 |
| Income tax | 192,000 | 346,000 | 547,000 | 708,000 |
| Net income | 3,273,000 | 7,347,000 | 11,560,000 | 15,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,344,000 | 131,217,000 | 133,230,000 | 136,990,000 |
| Total capital | 144,580,000 | 144,155,000 | 146,299,000 | 150,343,000 |
| Risk-weighted assets | 1,095,494,000 | 1,157,622,000 | 1,137,921,000 | 1,198,093,000 |