Call reports 2022
AMERICAN STATE BANK — 2022
What AMERICAN STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,169,494,000 | 1,158,119,000 | 1,216,934,000 | 1,254,978,000 |
| Total loans | 941,728,000 | 1,002,691,000 | 1,054,358,000 | 1,093,425,000 |
| Allowance for loan losses | 13,951,000 | 14,461,000 | 12,394,000 | 11,965,000 |
| Securities available for sale | 72,278,000 | 89,017,000 | 87,776,000 | 88,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 960,798,000 | 951,219,000 | 980,224,000 | 1,034,064,000 |
| Interest-bearing deposits | 846,822,000 | 828,304,000 | 844,338,000 | 878,803,000 |
| Noninterest-bearing deposits | 113,976,000 | 122,915,000 | 135,886,000 | 155,261,000 |
| Equity capital | 125,535,000 | 124,457,000 | 125,572,000 | 131,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,212,000 | 19,386,000 | 30,951,000 | 43,767,000 |
| Interest expense | 1,839,000 | 3,737,000 | 6,255,000 | 10,396,000 |
| Net interest income | 7,373,000 | 15,649,000 | 24,696,000 | 33,371,000 |
| Noninterest income | 2,522,000 | 5,287,000 | 7,532,000 | 10,074,000 |
| Noninterest expense | 5,638,000 | 11,146,000 | 16,793,000 | 22,220,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | 3,807,000 | 8,890,000 | 14,085,000 | 19,425,000 |
| Income tax | 172,000 | 400,000 | 634,000 | 898,000 |
| Net income | 3,635,000 | 8,490,000 | 13,451,000 | 18,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,500,000 | 125,022,000 | 127,152,000 | 132,229,000 |
| Total capital | 137,267,000 | 137,595,000 | 139,546,000 | 144,194,000 |
| Risk-weighted assets | 939,189,000 | 1,003,951,000 | 1,046,831,000 | 1,075,121,000 |