Call reports 2020
AMERICAN STATE BANK — 2020
What AMERICAN STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 975,704,000 | 1,087,901,000 | 1,078,654,000 | 1,108,499,000 |
| Total loans | 889,946,000 | 948,482,000 | 929,843,000 | 885,058,000 |
| Allowance for loan losses | 13,132,000 | 14,649,000 | 15,061,000 | 12,826,000 |
| Securities available for sale | 9,021,000 | 12,831,000 | 11,160,000 | 12,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 758,967,000 | 853,004,000 | 865,430,000 | 894,166,000 |
| Interest-bearing deposits | 681,448,000 | 753,731,000 | 767,052,000 | 773,298,000 |
| Noninterest-bearing deposits | 77,519,000 | 99,273,000 | 98,378,000 | 120,868,000 |
| Equity capital | 118,540,000 | 117,548,000 | 115,220,000 | 119,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 11,289,000 | 22,795,000 | 33,525,000 | 44,039,000 |
| Interest expense | 3,339,000 | 6,518,000 | 9,544,000 | 12,270,000 |
| Net interest income | 7,950,000 | 16,277,000 | 23,981,000 | 31,769,000 |
| Noninterest income | 1,658,000 | 4,385,000 | 7,183,000 | 10,302,000 |
| Noninterest expense | 4,804,000 | 10,339,000 | 15,047,000 | 20,303,000 |
| Provision for loan losses | 600,000 | 2,500,000 | 3,275,000 | 3,800,000 |
| Pretax income | 4,204,000 | 7,822,000 | 12,841,000 | 17,967,000 |
| Income tax | 190,000 | 442,000 | 578,000 | 925,000 |
| Net income | 4,014,000 | 7,380,000 | 12,263,000 | 17,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,429,000 | 115,413,000 | 113,114,000 | 117,913,000 |
| Total capital | 128,317,000 | 127,139,000 | 124,202,000 | 128,846,000 |
| Risk-weighted assets | 949,849,000 | 935,151,000 | 883,103,000 | 872,770,000 |