Call reports 2019
AMERICAN STATE BANK — 2019
What AMERICAN STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 933,190,000 | 941,985,000 | 948,614,000 | 948,382,000 |
| Total loans | 839,490,000 | 853,426,000 | 858,089,000 | 875,316,000 |
| Allowance for loan losses | 12,821,000 | 13,403,000 | 13,927,000 | 13,444,000 |
| Securities available for sale | 10,847,000 | 9,754,000 | 11,178,000 | 10,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 730,335,000 | 745,754,000 | 752,277,000 | 764,947,000 |
| Interest-bearing deposits | 659,840,000 | 679,183,000 | 674,134,000 | 671,575,000 |
| Noninterest-bearing deposits | 70,495,000 | 66,571,000 | 78,143,000 | 93,372,000 |
| Equity capital | 111,800,000 | 110,548,000 | 112,736,000 | 114,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,952,000 | 21,987,000 | 33,637,000 | 44,922,000 |
| Interest expense | 3,623,000 | 7,281,000 | 11,066,000 | 14,642,000 |
| Net interest income | 7,329,000 | 14,706,000 | 22,571,000 | 30,280,000 |
| Noninterest income | 1,513,000 | 3,121,000 | 4,865,000 | 6,895,000 |
| Noninterest expense | 4,022,000 | 9,019,000 | 13,436,000 | 18,352,000 |
| Provision for loan losses | 800,000 | 1,550,000 | 2,150,000 | 2,750,000 |
| Pretax income | 4,020,000 | 7,258,000 | 11,850,000 | 16,073,000 |
| Income tax | 181,000 | 327,000 | 534,000 | 769,000 |
| Net income | 3,839,000 | 6,931,000 | 11,316,000 | 15,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,676,000 | 108,386,000 | 110,590,000 | 112,396,000 |
| Total capital | 120,489,000 | 119,350,000 | 121,687,000 | 123,650,000 |
| Risk-weighted assets | 863,032,000 | 874,541,000 | 885,000,000 | 898,037,000 |