Call reports 2018
AMERICAN STATE BANK — 2018
What AMERICAN STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 893,698,000 | 889,661,000 | 892,196,000 | 932,853,000 |
| Total loans | 787,603,000 | 795,921,000 | 809,867,000 | 805,224,000 |
| Allowance for loan losses | 11,842,000 | 12,495,000 | 12,747,000 | 12,360,000 |
| Securities available for sale | 14,142,000 | 12,250,000 | 12,381,000 | 12,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 709,572,000 | 705,507,000 | 705,365,000 | 727,947,000 |
| Interest-bearing deposits | 642,651,000 | 637,956,000 | 632,566,000 | 639,375,000 |
| Noninterest-bearing deposits | 66,921,000 | 67,551,000 | 72,799,000 | 88,572,000 |
| Equity capital | 107,759,000 | 107,560,000 | 109,646,000 | 110,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,376,000 | 19,413,000 | 29,912,000 | 40,729,000 |
| Interest expense | 2,263,000 | 4,900,000 | 7,759,000 | 10,858,000 |
| Net interest income | 7,113,000 | 14,513,000 | 22,153,000 | 29,871,000 |
| Noninterest income | 1,526,000 | 3,161,000 | 4,772,000 | 6,385,000 |
| Noninterest expense | 4,173,000 | 8,865,000 | 13,547,000 | 17,924,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,025,000 | 3,150,000 |
| Pretax income | 4,091,000 | 8,059,000 | 12,352,000 | 15,181,000 |
| Income tax | 164,000 | 322,000 | 502,000 | 743,000 |
| Net income | 3,927,000 | 7,737,000 | 11,850,000 | 14,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,650,000 | 105,480,000 | 107,610,000 | 108,018,000 |
| Total capital | 115,848,000 | 115,756,000 | 118,151,000 | 118,396,000 |
| Risk-weighted assets | 814,072,000 | 819,829,000 | 841,082,000 | 828,224,000 |