Call reports 2017
AMERICAN STATE BANK — 2017
What AMERICAN STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 841,159,000 | 821,057,000 | 831,493,000 | 869,903,000 |
| Total loans | 732,762,000 | 759,363,000 | 755,500,000 | 770,109,000 |
| Allowance for loan losses | 12,077,000 | 12,581,000 | 12,828,000 | 11,557,000 |
| Securities available for sale | 10,344,000 | 12,895,000 | 14,546,000 | 14,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 682,721,000 | 670,940,000 | 679,117,000 | 715,900,000 |
| Interest-bearing deposits | 618,293,000 | 608,222,000 | 617,094,000 | 622,906,000 |
| Noninterest-bearing deposits | 64,428,000 | 62,718,000 | 62,023,000 | 92,994,000 |
| Equity capital | 101,336,000 | 100,734,000 | 102,660,000 | 105,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,166,000 | 17,026,000 | 26,034,000 | 35,149,000 |
| Interest expense | 1,858,000 | 3,789,000 | 5,814,000 | 7,950,000 |
| Net interest income | 6,308,000 | 13,237,000 | 20,220,000 | 27,199,000 |
| Noninterest income | 1,381,000 | 2,778,000 | 4,275,000 | 5,923,000 |
| Noninterest expense | 3,997,000 | 8,199,000 | 12,068,000 | 16,441,000 |
| Provision for loan losses | 1,600,000 | 2,200,000 | 2,500,000 | 3,500,000 |
| Pretax income | 2,092,000 | 5,616,000 | 9,927,000 | 13,181,000 |
| Income tax | 84,000 | 227,000 | 397,000 | 527,000 |
| Net income | 2,008,000 | 5,389,000 | 9,530,000 | 12,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,003,000 | 98,399,000 | 100,402,000 | 103,005,000 |
| Total capital | 108,602,000 | 108,164,000 | 110,207,000 | 112,996,000 |
| Risk-weighted assets | 765,412,000 | 778,381,000 | 781,392,000 | 797,699,000 |