Call reports 2016
AMERICAN STATE BANK — 2016
What AMERICAN STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 805,667,000 | 800,599,000 | 817,686,000 | 848,982,000 |
| Total loans | 739,565,000 | 726,549,000 | 719,222,000 | 707,778,000 |
| Allowance for loan losses | 10,373,000 | 11,086,000 | 11,873,000 | 10,598,000 |
| Securities available for sale | 11,079,000 | 9,993,000 | 9,409,000 | 9,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 648,265,000 | 643,249,000 | 658,187,000 | 690,166,000 |
| Interest-bearing deposits | 588,463,000 | 587,044,000 | 596,431,000 | 606,685,000 |
| Noninterest-bearing deposits | 59,802,000 | 56,205,000 | 61,756,000 | 83,481,000 |
| Equity capital | 97,620,000 | 97,326,000 | 98,850,000 | 99,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,739,000 | 17,609,000 | 26,232,000 | 34,124,000 |
| Interest expense | 1,656,000 | 3,431,000 | 5,289,000 | 7,174,000 |
| Net interest income | 7,083,000 | 14,178,000 | 20,943,000 | 26,950,000 |
| Noninterest income | 1,258,000 | 2,633,000 | 4,202,000 | 5,652,000 |
| Noninterest expense | 3,834,000 | 7,675,000 | 11,928,000 | 15,799,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 1,750,000 | 2,800,000 |
| Pretax income | 3,754,000 | 7,632,000 | 11,463,000 | 14,001,000 |
| Income tax | 188,000 | 382,000 | 579,000 | 559,000 |
| Net income | 3,566,000 | 7,250,000 | 10,884,000 | 13,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,146,000 | 94,847,000 | 96,400,000 | 96,976,000 |
| Total capital | 104,635,000 | 104,176,000 | 105,765,000 | 106,144,000 |
| Risk-weighted assets | 758,218,000 | 744,586,000 | 746,706,000 | 732,024,000 |