Call reports 2015
AMERICAN STATE BANK — 2015
What AMERICAN STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 703,351,000 | 711,127,000 | 763,614,000 | 816,489,000 |
| Total loans | 669,754,000 | 664,992,000 | 703,194,000 | 720,875,000 |
| Allowance for loan losses | 9,402,000 | 9,669,000 | 9,892,000 | 9,599,000 |
| Securities available for sale | 3,896,000 | 3,213,000 | 11,571,000 | 11,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 584,062,000 | 582,917,000 | 600,713,000 | 660,136,000 |
| Interest-bearing deposits | 532,419,000 | 536,391,000 | 546,396,000 | 575,778,000 |
| Noninterest-bearing deposits | 51,643,000 | 46,526,000 | 54,317,000 | 84,358,000 |
| Equity capital | 84,110,000 | 84,268,000 | 92,585,000 | 93,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,406,000 | 14,993,000 | 23,251,000 | 31,644,000 |
| Interest expense | 1,398,000 | 2,797,000 | 4,296,000 | 5,887,000 |
| Net interest income | 6,008,000 | 12,196,000 | 18,955,000 | 25,757,000 |
| Noninterest income | 1,318,000 | 2,784,000 | 4,054,000 | 5,425,000 |
| Noninterest expense | 3,210,000 | 6,447,000 | 10,380,000 | 14,758,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 1,125,000 |
| Pretax income | 3,891,000 | 8,083,000 | 11,964,000 | 15,309,000 |
| Income tax | 195,000 | 405,000 | 596,000 | 616,000 |
| Net income | 3,696,000 | 7,678,000 | 11,368,000 | 14,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,037,000 | 84,220,000 | 90,123,000 | 91,566,000 |
| Total capital | 92,526,000 | 92,897,000 | 99,227,000 | 100,937,000 |
| Risk-weighted assets | 678,497,000 | 693,116,000 | 727,522,000 | 749,467,000 |