Call reports 2014
AMERICAN STATE BANK — 2014
What AMERICAN STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 665,908,000 | 673,084,000 | 700,485,000 | 745,810,000 |
| Total loans | 619,664,000 | 634,879,000 | 625,505,000 | 668,864,000 |
| Allowance for loan losses | 9,086,000 | 9,163,000 | 9,191,000 | 9,095,000 |
| Securities available for sale | 5,099,000 | 4,662,000 | 4,625,000 | 4,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 540,966,000 | 557,038,000 | 582,695,000 | 625,867,000 |
| Interest-bearing deposits | 496,822,000 | 509,165,000 | 534,087,000 | 534,191,000 |
| Noninterest-bearing deposits | 44,144,000 | 47,873,000 | 48,608,000 | 91,676,000 |
| Equity capital | 78,446,000 | 77,641,000 | 79,052,000 | 80,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,071,000 | 14,372,000 | 21,381,000 | 28,927,000 |
| Interest expense | 1,349,000 | 2,752,000 | 4,198,000 | 5,641,000 |
| Net interest income | 5,722,000 | 11,620,000 | 17,183,000 | 23,286,000 |
| Noninterest income | 1,290,000 | 2,290,000 | 3,497,000 | 4,698,000 |
| Noninterest expense | 3,032,000 | 6,355,000 | 9,620,000 | 13,050,000 |
| Provision for loan losses | 240,000 | 320,000 | 320,000 | 720,000 |
| Pretax income | 3,740,000 | 7,235,000 | 10,740,000 | 14,214,000 |
| Income tax | 171,000 | 362,000 | 537,000 | 716,000 |
| Net income | 3,569,000 | 6,873,000 | 10,203,000 | 13,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,138,000 | 77,342,000 | 78,773,000 | 80,172,000 |
| Total capital | 86,064,000 | 85,402,000 | 86,939,000 | 88,624,000 |
| Risk-weighted assets | 652,761,000 | 672,844,000 | 660,829,000 | 706,948,000 |