Call reports 2013
AMERICAN STATE BANK — 2013
What AMERICAN STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 623,281,000 | 610,543,000 | 620,236,000 | 637,357,000 |
| Total loans | 563,507,000 | 563,664,000 | 577,557,000 | 594,863,000 |
| Allowance for loan losses | 8,513,000 | 8,839,000 | 9,099,000 | 8,874,000 |
| Securities available for sale | 6,447,000 | 5,426,000 | 5,268,000 | 5,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 502,790,000 | 501,222,000 | 510,226,000 | 525,179,000 |
| Interest-bearing deposits | 460,344,000 | 453,541,000 | 471,301,000 | 480,192,000 |
| Noninterest-bearing deposits | 42,446,000 | 47,681,000 | 38,925,000 | 44,987,000 |
| Equity capital | 71,022,000 | 71,130,000 | 72,934,000 | 74,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,832,000 | 13,821,000 | 20,882,000 | 28,137,000 |
| Interest expense | 1,344,000 | 2,670,000 | 4,009,000 | 5,355,000 |
| Net interest income | 5,488,000 | 11,151,000 | 16,873,000 | 22,782,000 |
| Noninterest income | 1,128,000 | 2,444,000 | 3,675,000 | 4,850,000 |
| Noninterest expense | 2,826,000 | 5,695,000 | 8,678,000 | 11,823,000 |
| Provision for loan losses | 240,000 | 650,000 | 900,000 | 980,000 |
| Pretax income | 3,550,000 | 7,250,000 | 10,970,000 | 14,829,000 |
| Income tax | 193,000 | 364,000 | 549,000 | 659,000 |
| Net income | 3,357,000 | 6,886,000 | 10,421,000 | 14,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,686,000 | 70,809,000 | 72,638,000 | 74,583,000 |
| Total capital | 77,816,000 | 77,895,000 | 79,993,000 | 82,102,000 |
| Risk-weighted assets | 591,312,000 | 581,955,000 | 599,745,000 | 622,064,000 |