Call reports 2012
AMERICAN STATE BANK — 2012
What AMERICAN STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 563,525,000 | 562,484,000 | 575,928,000 | 606,782,000 |
| Total loans | 507,167,000 | 514,974,000 | 499,202,000 | 552,134,000 |
| Allowance for loan losses | 7,775,000 | 8,157,000 | 8,139,000 | 8,262,000 |
| Securities available for sale | 10,630,000 | 9,621,000 | 9,571,000 | 6,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 469,665,000 | 463,387,000 | 473,898,000 | 505,479,000 |
| Interest-bearing deposits | 425,691,000 | 421,448,000 | 434,884,000 | 458,041,000 |
| Noninterest-bearing deposits | 43,974,000 | 41,939,000 | 39,014,000 | 47,438,000 |
| Equity capital | 63,238,000 | 63,325,000 | 65,955,000 | 67,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,903,000 | 13,745,000 | 20,617,000 | 27,187,000 |
| Interest expense | 1,676,000 | 3,241,000 | 4,739,000 | 6,169,000 |
| Net interest income | 5,227,000 | 10,504,000 | 15,878,000 | 21,018,000 |
| Noninterest income | 1,188,000 | 2,396,000 | 3,868,000 | 5,366,000 |
| Noninterest expense | 2,603,000 | 5,348,000 | 8,150,000 | 10,623,000 |
| Provision for loan losses | 0 | 420,000 | 420,000 | 820,000 |
| Pretax income | 3,812,000 | 7,132,000 | 11,176,000 | 14,941,000 |
| Income tax | 191,000 | 357,000 | 558,000 | 747,000 |
| Net income | 3,621,000 | 6,775,000 | 10,618,000 | 14,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,864,000 | 62,930,000 | 65,586,000 | 67,336,000 |
| Total capital | 69,202,000 | 69,282,000 | 71,835,000 | 74,567,000 |
| Risk-weighted assets | 519,938,000 | 525,946,000 | 510,479,000 | 576,902,000 |