Call reports 2011
AMERICAN STATE BANK — 2011
What AMERICAN STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 523,781,000 | 523,795,000 | 546,028,000 | 567,776,000 |
| Total loans | 483,561,000 | 481,723,000 | 461,935,000 | 481,747,000 |
| Allowance for loan losses | 6,710,000 | 6,683,000 | 7,260,000 | 7,771,000 |
| Securities available for sale | 12,809,000 | 12,226,000 | 8,861,000 | 10,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 433,733,000 | 428,743,000 | 452,525,000 | 473,741,000 |
| Interest-bearing deposits | 403,899,000 | 400,252,000 | 417,713,000 | 432,885,000 |
| Noninterest-bearing deposits | 29,834,000 | 28,491,000 | 34,812,000 | 40,856,000 |
| Equity capital | 56,564,000 | 57,037,000 | 58,488,000 | 59,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,204,000 | 14,318,000 | 21,442,000 | 28,431,000 |
| Interest expense | 1,958,000 | 3,847,000 | 5,718,000 | 7,510,000 |
| Net interest income | 5,246,000 | 10,471,000 | 15,724,000 | 20,921,000 |
| Noninterest income | 819,000 | 1,723,000 | 2,880,000 | 4,136,000 |
| Noninterest expense | 2,421,000 | 5,032,000 | 7,479,000 | 10,087,000 |
| Provision for loan losses | 600,000 | 1,400,000 | 2,000,000 | 2,495,000 |
| Pretax income | 3,044,000 | 5,762,000 | 9,125,000 | 12,475,000 |
| Income tax | 152,000 | 288,000 | 459,000 | 579,000 |
| Net income | 2,892,000 | 5,474,000 | 8,666,000 | 11,896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,416,000 | 56,823,000 | 58,019,000 | 59,244,000 |
| Total capital | 62,507,000 | 62,729,000 | 63,915,000 | 65,422,000 |
| Risk-weighted assets | 493,102,000 | 488,812,000 | 470,343,000 | 492,646,000 |