Call reports 2010
AMERICAN STATE BANK — 2010
What AMERICAN STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 483,120,000 | 496,126,000 | 499,219,000 | 528,503,000 |
| Total loans | 432,058,000 | 440,097,000 | 455,012,000 | 463,545,000 |
| Allowance for loan losses | 6,557,000 | 6,918,000 | 7,238,000 | 6,147,000 |
| Securities available for sale | 20,633,000 | 19,761,000 | 19,161,000 | 15,760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,460,000 | 410,246,000 | 413,395,000 | 441,404,000 |
| Interest-bearing deposits | 376,547,000 | 386,031,000 | 388,563,000 | 409,792,000 |
| Noninterest-bearing deposits | 22,913,000 | 24,215,000 | 24,832,000 | 31,612,000 |
| Equity capital | 49,439,000 | 49,840,000 | 51,681,000 | 53,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,928,000 | 13,804,000 | 20,571,000 | 27,631,000 |
| Interest expense | 2,202,000 | 4,354,000 | 6,446,000 | 8,466,000 |
| Net interest income | 4,726,000 | 9,450,000 | 14,125,000 | 19,165,000 |
| Noninterest income | 856,000 | 1,697,000 | 2,858,000 | 3,988,000 |
| Noninterest expense | 2,286,000 | 4,891,000 | 7,232,000 | 9,652,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,300,000 | 1,900,000 |
| Pretax income | 2,917,000 | 5,502,000 | 8,447,000 | 11,597,000 |
| Income tax | 146,000 | 275,000 | 422,000 | 523,000 |
| Net income | 2,771,000 | 5,227,000 | 8,025,000 | 11,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,209,000 | 49,604,000 | 51,305,000 | 53,530,000 |
| Total capital | 54,835,000 | 55,339,000 | 57,154,000 | 59,459,000 |
| Risk-weighted assets | 450,868,000 | 457,861,000 | 473,454,000 | 474,317,000 |