Call reports 2009
AMERICAN STATE BANK — 2009
What AMERICAN STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 456,725,000 | 469,310,000 | 470,114,000 | 485,580,000 |
| Total loans | 412,020,000 | 424,119,000 | 420,467,000 | 418,739,000 |
| Allowance for loan losses | 4,759,000 | 5,095,000 | 5,336,000 | 6,202,000 |
| Securities available for sale | 19,492,000 | 18,445,000 | 18,041,000 | 21,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,883,000 | 385,173,000 | 383,237,000 | 403,943,000 |
| Interest-bearing deposits | 351,112,000 | 361,504,000 | 359,054,000 | 372,908,000 |
| Noninterest-bearing deposits | 23,771,000 | 23,669,000 | 24,183,000 | 31,035,000 |
| Equity capital | 44,776,000 | 45,101,000 | 46,050,000 | 46,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,415,000 | 12,923,000 | 19,510,000 | 26,106,000 |
| Interest expense | 2,910,000 | 5,681,000 | 8,245,000 | 10,648,000 |
| Net interest income | 3,505,000 | 7,242,000 | 11,265,000 | 15,458,000 |
| Noninterest income | 1,529,000 | 2,865,000 | 3,465,000 | 4,434,000 |
| Noninterest expense | 2,056,000 | 4,734,000 | 6,896,000 | 9,138,000 |
| Provision for loan losses | 800,000 | 1,260,000 | 2,160,000 | 3,660,000 |
| Pretax income | 2,178,000 | 4,113,000 | 5,674,000 | 7,094,000 |
| Income tax | 109,000 | 206,000 | 284,000 | 355,000 |
| Net income | 2,069,000 | 3,907,000 | 5,390,000 | 6,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,972,000 | 45,161,000 | 45,855,000 | 46,443,000 |
| Total capital | 49,731,000 | 50,256,000 | 51,191,000 | 51,943,000 |
| Risk-weighted assets | 435,603,000 | 446,926,000 | 441,205,000 | 439,188,000 |