Call reports 2007
AMERICAN STATE BANK — 2007
What AMERICAN STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 387,557,000 | 396,563,000 | 410,606,000 | 413,934,000 |
| Total loans | 353,590,000 | 352,187,000 | 360,013,000 | 375,032,000 |
| Allowance for loan losses | 3,379,000 | 3,374,000 | 3,307,000 | 3,287,000 |
| Securities available for sale | 15,808,000 | 14,736,000 | 15,151,000 | 15,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,467,000 | 332,998,000 | 345,647,000 | 355,377,000 |
| Interest-bearing deposits | 303,142,000 | 312,337,000 | 325,677,000 | 326,369,000 |
| Noninterest-bearing deposits | 19,325,000 | 20,661,000 | 19,970,000 | 29,008,000 |
| Equity capital | 36,524,000 | 36,806,000 | 37,943,000 | 39,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,752,000 | 13,733,000 | 20,924,000 | 28,168,000 |
| Interest expense | 3,840,000 | 7,771,000 | 11,894,000 | 15,884,000 |
| Net interest income | 2,912,000 | 5,962,000 | 9,030,000 | 12,284,000 |
| Noninterest income | 576,000 | 1,258,000 | 1,955,000 | 2,614,000 |
| Noninterest expense | 1,715,000 | 3,589,000 | 5,532,000 | 7,647,000 |
| Provision for loan losses | 35,000 | 35,000 | 35,000 | 35,000 |
| Pretax income | 1,738,000 | 3,596,000 | 5,418,000 | 7,216,000 |
| Income tax | 87,000 | 180,000 | 271,000 | 262,000 |
| Net income | 1,651,000 | 3,416,000 | 5,147,000 | 6,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,617,000 | 36,942,000 | 37,954,000 | 39,040,000 |
| Total capital | 39,996,000 | 40,316,000 | 41,261,000 | 42,327,000 |
| Risk-weighted assets | 380,757,000 | 392,984,000 | 391,684,000 | 404,042,000 |