Call reports 2006
AMERICAN STATE BANK — 2006
What AMERICAN STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 328,366,000 | 336,217,000 | 355,183,000 | 389,679,000 |
| Total loans | 299,037,000 | 303,867,000 | 322,997,000 | 350,895,000 |
| Allowance for loan losses | 3,011,000 | 3,108,000 | 3,228,000 | 3,457,000 |
| Securities available for sale | 17,271,000 | 16,398,000 | 17,079,000 | 16,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,429,000 | 285,715,000 | 285,030,000 | 322,486,000 |
| Interest-bearing deposits | 247,620,000 | 259,166,000 | 262,360,000 | 292,859,000 |
| Noninterest-bearing deposits | 23,809,000 | 26,549,000 | 22,670,000 | 29,627,000 |
| Equity capital | 29,949,000 | 30,514,000 | 33,851,000 | 34,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,311,000 | 10,908,000 | 16,973,000 | 23,438,000 |
| Interest expense | 2,490,000 | 5,324,000 | 8,505,000 | 12,053,000 |
| Net interest income | 2,821,000 | 5,584,000 | 8,468,000 | 11,385,000 |
| Noninterest income | 539,000 | 1,146,000 | 1,742,000 | 2,317,000 |
| Noninterest expense | 1,715,000 | 3,395,000 | 5,024,000 | 7,163,000 |
| Provision for loan losses | 225,000 | 360,000 | 485,000 | 720,000 |
| Pretax income | 1,421,000 | 2,976,000 | 4,702,000 | 5,820,000 |
| Income tax | 71,000 | 149,000 | 235,000 | 292,000 |
| Net income | 1,350,000 | 2,827,000 | 4,467,000 | 5,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,089,000 | 30,765,000 | 33,909,000 | 34,966,000 |
| Total capital | 33,100,000 | 33,873,000 | 37,137,000 | 38,423,000 |
| Risk-weighted assets | 325,769,000 | 330,537,000 | 356,924,000 | 374,975,000 |