Call reports 2002
AMERICAN STATE BANK — 2002
What AMERICAN STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 246,043,000 | 247,602,000 | 249,623,000 | 261,289,000 |
| Total loans | 181,368,000 | 187,283,000 | 195,883,000 | 197,417,000 |
| Allowance for loan losses | 2,265,000 | 2,268,000 | 2,256,000 | 2,357,000 |
| Securities available for sale | 34,459,000 | 31,391,000 | 34,096,000 | 36,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,128,000 | 212,452,000 | 212,235,000 | 222,272,000 |
| Interest-bearing deposits | 195,099,000 | 193,566,000 | 193,938,000 | 196,215,000 |
| Noninterest-bearing deposits | 17,029,000 | 18,886,000 | 18,297,000 | 26,057,000 |
| Equity capital | 18,395,000 | 19,430,000 | 21,300,000 | 22,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,030,000 | 7,854,000 | 11,898,000 | 15,943,000 |
| Interest expense | 1,902,000 | 3,719,000 | 5,517,000 | 7,200,000 |
| Net interest income | 2,128,000 | 4,135,000 | 6,381,000 | 8,743,000 |
| Noninterest income | 333,000 | 831,000 | 1,465,000 | 2,122,000 |
| Noninterest expense | 1,456,000 | 2,792,000 | 4,259,000 | 5,857,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 989,000 | 2,166,000 | 3,579,000 | 5,119,000 |
| Income tax | 49,000 | 108,000 | 179,000 | 204,000 |
| Net income | 940,000 | 2,058,000 | 3,400,000 | 4,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,909,000 | 18,352,000 | 19,794,000 | 21,035,000 |
| Total capital | 20,174,000 | 20,620,000 | 22,050,000 | 23,392,000 |
| Risk-weighted assets | 201,013,000 | 205,230,000 | 213,463,000 | 216,870,000 |