Call reports 2001
AMERICAN STATE BANK — 2001
What AMERICAN STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 234,435,000 | 246,269,000 | 243,091,000 | 249,216,000 |
| Total loans | 183,709,000 | 181,608,000 | 178,045,000 | 180,269,000 |
| Allowance for loan losses | 2,440,000 | 2,453,000 | 2,252,000 | 2,198,000 |
| Securities available for sale | 32,547,000 | 32,478,000 | 36,338,000 | 39,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,469,000 | 211,533,000 | 208,180,000 | 215,787,000 |
| Interest-bearing deposits | 187,743,000 | 193,885,000 | 192,334,000 | 193,862,000 |
| Noninterest-bearing deposits | 15,726,000 | 17,648,000 | 15,846,000 | 21,925,000 |
| Equity capital | 18,164,000 | 16,943,000 | 18,569,000 | 18,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,793,000 | 9,521,000 | 14,100,000 | 18,416,000 |
| Interest expense | 2,857,000 | 5,672,000 | 8,249,000 | 10,476,000 |
| Net interest income | 1,936,000 | 3,849,000 | 5,851,000 | 7,940,000 |
| Noninterest income | 304,000 | 637,000 | 1,017,000 | 1,419,000 |
| Noninterest expense | 1,390,000 | 2,676,000 | 4,043,000 | 5,477,000 |
| Provision for loan losses | 140,000 | 235,000 | 235,000 | 255,000 |
| Pretax income | 719,000 | 1,599,000 | 2,614,000 | 3,659,000 |
| Income tax | 36,000 | 80,000 | 130,000 | 187,000 |
| Net income | 683,000 | 1,519,000 | 2,484,000 | 3,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,370,000 | 16,266,000 | 17,431,000 | 17,469,000 |
| Total capital | 19,810,000 | 18,719,000 | 19,683,000 | 19,667,000 |
| Risk-weighted assets | 197,108,000 | 198,665,000 | 195,599,000 | 198,932,000 |