Call reports 2008
INDIAN VILLAGE COMMUNITY BANK — 2008
What INDIAN VILLAGE COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 |
|---|---|---|---|
| Total assets | 97,073,000 | 85,458,000 | 83,531,000 |
| Total loans | 64,713,000 | 60,810,000 | 58,488,000 |
| Allowance for loan losses | 882,000 | 896,000 | 1,000,000 |
| Securities available for sale | 12,886,000 | 10,128,000 | 9,310,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 66,074,000 | 60,964,000 | 59,654,000 |
| Interest-bearing deposits | 64,428,000 | 59,229,000 | 58,039,000 |
| Noninterest-bearing deposits | 1,646,000 | 1,735,000 | 1,615,000 |
| Equity capital | 7,914,000 | 6,755,000 | 6,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 |
|---|---|---|---|
| Interest income | 1,385,000 | 2,628,000 | 3,741,000 |
| Interest expense | 918,000 | 1,733,000 | 2,460,000 |
| Net interest income | 467,000 | 895,000 | 1,281,000 |
| Noninterest income | 99,000 | 142,000 | 249,000 |
| Noninterest expense | 572,000 | 1,337,000 | 1,925,000 |
| Provision for loan losses | 98,000 | 158,000 | 458,000 |
| Pretax income | -114,000 | -480,000 | -875,000 |
| Income tax | -93,000 | 288,000 | 288,000 |
| Net income | -21,000 | -768,000 | -1,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 |
|---|---|---|---|
| Tier 1 capital | 7,934,000 | 7,028,000 | 6,633,000 |
| Total capital | 8,656,000 | 7,693,000 | 7,281,000 |
| Risk-weighted assets | 57,570,000 | 52,418,000 | 51,426,000 |