Call reports 2007
INDIAN VILLAGE COMMUNITY BANK — 2007
What INDIAN VILLAGE COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 104,104,000 | 99,810,000 | 97,566,000 | 95,584,000 |
| Total loans | 74,436,000 | 72,169,000 | 69,817,000 | 67,662,000 |
| Allowance for loan losses | 579,000 | 881,000 | 1,012,000 | 976,000 |
| Securities available for sale | 18,905,000 | 18,223,000 | 17,977,000 | 15,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,877,000 | 67,978,000 | 66,283,000 | 64,568,000 |
| Interest-bearing deposits | 70,229,000 | 66,341,000 | 65,036,000 | 62,941,000 |
| Noninterest-bearing deposits | 1,648,000 | 1,637,000 | 1,247,000 | 1,627,000 |
| Equity capital | 7,979,000 | 7,618,000 | 7,639,000 | 7,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,553,000 | 3,056,000 | 4,476,000 | 5,886,000 |
| Interest expense | 1,031,000 | 2,027,000 | 2,996,000 | 3,935,000 |
| Net interest income | 522,000 | 1,029,000 | 1,480,000 | 1,951,000 |
| Noninterest income | 73,000 | 94,000 | 189,000 | 298,000 |
| Noninterest expense | 595,000 | 1,117,000 | 1,635,000 | 2,170,000 |
| Provision for loan losses | 22,000 | 324,000 | 480,000 | 546,000 |
| Pretax income | -31,000 | -327,000 | -455,000 | -522,000 |
| Income tax | -29,000 | -148,000 | -148,000 | -148,000 |
| Net income | -2,000 | -179,000 | -307,000 | -374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,281,000 | 8,118,000 | 7,990,000 | 7,946,000 |
| Total capital | 8,860,000 | 8,900,000 | 8,749,000 | 8,688,000 |
| Risk-weighted assets | 64,305,000 | 62,443,000 | 60,441,000 | 59,099,000 |