Call reports 2006
INDIAN VILLAGE COMMUNITY BANK — 2006
What INDIAN VILLAGE COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 109,573,000 | 113,769,000 | 114,212,000 | 108,230,000 |
| Total loans | 73,972,000 | 77,824,000 | 79,002,000 | 77,107,000 |
| Allowance for loan losses | 407,000 | 572,000 | 527,000 | 822,000 |
| Securities available for sale | 26,272,000 | 26,414,000 | 25,365,000 | 22,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,372,000 | 79,416,000 | 81,440,000 | 75,680,000 |
| Interest-bearing deposits | 72,440,000 | 77,537,000 | 79,713,000 | 74,105,000 |
| Noninterest-bearing deposits | 1,932,000 | 1,879,000 | 1,727,000 | 1,575,000 |
| Equity capital | 7,870,000 | 7,636,000 | 8,034,000 | 7,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,476,000 | 3,080,000 | 4,718,000 | 6,354,000 |
| Interest expense | 930,000 | 1,986,000 | 3,111,000 | 4,220,000 |
| Net interest income | 546,000 | 1,094,000 | 1,607,000 | 2,134,000 |
| Noninterest income | 74,000 | 173,000 | 258,000 | 362,000 |
| Noninterest expense | 548,000 | 1,068,000 | 1,595,000 | 2,209,000 |
| Provision for loan losses | 30,000 | 211,000 | 247,000 | 585,000 |
| Pretax income | 36,000 | -18,000 | -8,000 | -335,000 |
| Income tax | -28,000 | -72,000 | -90,000 | -220,000 |
| Net income | 64,000 | 54,000 | 82,000 | -115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,423,000 | 8,411,000 | 8,455,000 | 8,257,000 |
| Total capital | 8,831,000 | 8,983,000 | 8,982,000 | 9,079,000 |
| Risk-weighted assets | 66,602,000 | 69,421,000 | 69,938,000 | 68,604,000 |