Call reports 2005
INDIAN VILLAGE COMMUNITY BANK — 2005
What INDIAN VILLAGE COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 97,331,000 | 97,357,000 | 96,650,000 | 99,125,000 |
| Total loans | 60,008,000 | 64,606,000 | 65,157,000 | 67,933,000 |
| Allowance for loan losses | 264,000 | 294,000 | 314,000 | 344,000 |
| Securities available for sale | 25,241,000 | 23,928,000 | 22,030,000 | 20,930,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,427,000 | 62,281,000 | 62,032,000 | 65,732,000 |
| Interest-bearing deposits | 60,178,000 | 60,128,000 | 59,485,000 | 63,340,000 |
| Noninterest-bearing deposits | 2,249,000 | 2,153,000 | 2,547,000 | 2,392,000 |
| Equity capital | 7,570,000 | 7,989,000 | 8,036,000 | 7,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,269,000 | 2,574,000 | 3,888,000 | 5,202,000 |
| Interest expense | 747,000 | 1,509,000 | 2,301,000 | 3,127,000 |
| Net interest income | 522,000 | 1,065,000 | 1,587,000 | 2,075,000 |
| Noninterest income | 77,000 | 154,000 | 246,000 | 355,000 |
| Noninterest expense | 461,000 | 931,000 | 1,438,000 | 2,017,000 |
| Provision for loan losses | 31,000 | 61,000 | 91,000 | 121,000 |
| Pretax income | -205,000 | -94,000 | -21,000 | -26,000 |
| Income tax | 7,000 | 16,000 | 22,000 | 21,000 |
| Net income | -212,000 | -110,000 | -43,000 | -47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,126,000 | 8,227,000 | 8,327,000 | 8,330,000 |
| Total capital | 8,390,000 | 8,521,000 | 8,643,000 | 8,674,000 |
| Risk-weighted assets | 55,391,000 | 57,876,000 | 58,927,000 | 60,611,000 |