Call reports 2002
INDIAN VILLAGE COMMUNITY BANK — 2002
What INDIAN VILLAGE COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 83,468,000 | 85,211,000 | 93,556,000 | 94,461,000 |
| Total loans | 52,587,000 | 53,136,000 | 53,563,000 | 52,051,000 |
| Allowance for loan losses | 283,000 | 757,000 | 346,000 | 377,000 |
| Securities available for sale | 23,681,000 | 25,721,000 | 32,077,000 | 33,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,078,000 | 52,093,000 | 53,760,000 | 54,918,000 |
| Interest-bearing deposits | 48,625,000 | 50,536,000 | 52,097,000 | 53,282,000 |
| Noninterest-bearing deposits | 1,453,000 | 1,557,000 | 1,663,000 | 1,636,000 |
| Equity capital | 7,806,000 | 7,829,000 | 8,064,000 | 8,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,272,000 | 2,579,000 | 3,908,000 | 5,159,000 |
| Interest expense | 800,000 | 1,606,000 | 2,431,000 | 3,282,000 |
| Net interest income | 472,000 | 973,000 | 1,477,000 | 1,877,000 |
| Noninterest income | 52,000 | 113,000 | 169,000 | 229,000 |
| Noninterest expense | 373,000 | 744,000 | 1,144,000 | 1,546,000 |
| Provision for loan losses | 15,000 | 489,000 | 504,000 | 535,000 |
| Pretax income | 148,000 | -86,000 | 97,000 | 186,000 |
| Income tax | 10,000 | -112,000 | -73,000 | -66,000 |
| Net income | 138,000 | 26,000 | 170,000 | 252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,883,000 | 7,731,000 | 7,907,000 | 7,907,000 |
| Total capital | 8,166,000 | 8,376,000 | 8,253,000 | 8,284,000 |
| Risk-weighted assets | 50,485,000 | 51,510,000 | 51,179,000 | 46,943,000 |