Call reports 2001
INDIAN VILLAGE COMMUNITY BANK — 2001
What INDIAN VILLAGE COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 74,411,000 | 74,165,000 | 75,706,000 | 78,564,000 |
| Total loans | 46,900,000 | 48,542,000 | 51,131,000 | 51,372,000 |
| Allowance for loan losses | 241,000 | 253,000 | 259,000 | 270,000 |
| Securities available for sale | 20,548,000 | 17,014,000 | 17,680,000 | 20,725,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,157,000 | 44,693,000 | 44,993,000 | 46,698,000 |
| Interest-bearing deposits | 41,982,000 | 43,193,000 | 43,783,000 | 45,145,000 |
| Noninterest-bearing deposits | 1,175,000 | 1,500,000 | 1,210,000 | 1,553,000 |
| Equity capital | 7,674,000 | 7,670,000 | 7,860,000 | 7,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,303,000 | 2,557,000 | 3,804,000 | 5,076,000 |
| Interest expense | 866,000 | 1,749,000 | 2,607,000 | 3,435,000 |
| Net interest income | 437,000 | 808,000 | 1,197,000 | 1,641,000 |
| Noninterest income | 32,000 | 101,000 | 159,000 | 213,000 |
| Noninterest expense | 364,000 | 742,000 | 1,104,000 | 1,460,000 |
| Provision for loan losses | 6,000 | 18,000 | 26,000 | 48,000 |
| Pretax income | 180,000 | 276,000 | 378,000 | 551,000 |
| Income tax | 60,000 | 30,000 | 34,000 | 59,000 |
| Net income | 120,000 | 246,000 | 344,000 | 492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,536,000 | 7,637,000 | 7,712,000 | 7,861,000 |
| Total capital | 7,780,000 | 7,890,000 | 7,975,000 | 8,131,000 |
| Risk-weighted assets | 43,362,000 | 45,606,000 | 51,039,000 | 52,596,000 |