Call reports 2025
FIRST MISSOURI STATE BANK OF CAPE COUNTY — 2025
What FIRST MISSOURI STATE BANK OF CAPE COUNTY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 227,261,000 | 229,895,000 | 221,998,000 | 235,475,000 |
| Total loans | 176,410,000 | 180,817,000 | 180,716,000 | 203,882,000 |
| Allowance for loan losses | 2,253,000 | 2,259,000 | 2,562,000 | 3,062,000 |
| Securities available for sale | 12,670,000 | 12,453,000 | 12,437,000 | 12,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,600,000 | 2,561,000 | 2,321,000 | 2,170,000 |
| Total deposits | 198,359,000 | 200,347,000 | 192,235,000 | 207,405,000 |
| Interest-bearing deposits | 163,982,000 | 160,431,000 | 160,204,000 | 168,813,000 |
| Noninterest-bearing deposits | 34,377,000 | 39,916,000 | 32,031,000 | 38,592,000 |
| Equity capital | 19,755,000 | 20,129,000 | 20,588,000 | 18,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,161,000 | 6,487,000 | 9,821,000 | 13,244,000 |
| Interest expense | 1,321,000 | 2,635,000 | 3,933,000 | 5,252,000 |
| Net interest income | 1,840,000 | 3,852,000 | 5,888,000 | 7,992,000 |
| Noninterest income | 235,000 | 454,000 | 647,000 | 806,000 |
| Noninterest expense | 1,303,000 | 2,654,000 | 3,961,000 | 5,268,000 |
| Provision for loan losses | 100,000 | 100,000 | 405,000 | 930,000 |
| Pretax income | 672,000 | 1,552,000 | 2,169,000 | 2,600,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 672,000 | 1,552,000 | 2,169,000 | 2,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,018,000 | 21,348,000 | 21,511,000 | 19,882,000 |
| Total capital | — | — | 23,837,000 | 22,484,000 |
| Risk-weighted assets | — | — | 185,803,000 | 207,669,000 |