Call reports 2024
FIRST MISSOURI STATE BANK OF CAPE COUNTY — 2024
What FIRST MISSOURI STATE BANK OF CAPE COUNTY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 210,647,000 | 211,505,000 | 221,665,000 | 223,627,000 |
| Total loans | 165,672,000 | 172,815,000 | 176,947,000 | 187,568,000 |
| Allowance for loan losses | 2,142,000 | 2,144,000 | 2,147,000 | 2,169,000 |
| Securities available for sale | 9,680,000 | 10,441,000 | 12,005,000 | 12,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 3,055,000 | 3,242,000 | 2,419,000 | 2,650,000 |
| Total deposits | 183,266,000 | 183,251,000 | 193,174,000 | 195,192,000 |
| Interest-bearing deposits | 152,247,000 | 151,155,000 | 160,685,000 | 158,118,000 |
| Noninterest-bearing deposits | 31,019,000 | 32,096,000 | 32,489,000 | 37,074,000 |
| Equity capital | 17,934,000 | 18,436,000 | 19,191,000 | 18,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,836,000 | 5,824,000 | 8,927,000 | 12,207,000 |
| Interest expense | 1,278,000 | 2,554,000 | 3,905,000 | 5,300,000 |
| Net interest income | 1,558,000 | 3,270,000 | 5,022,000 | 6,907,000 |
| Noninterest income | 187,000 | 350,000 | 565,000 | 725,000 |
| Noninterest expense | 1,206,000 | 2,475,000 | 3,768,000 | 5,033,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 539,000 | 1,145,000 | 1,819,000 | 2,529,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 539,000 | 1,145,000 | 1,819,000 | 2,529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,296,000 | 19,777,000 | 20,151,000 | 20,436,000 |