Call reports 2022
FIRST MISSOURI STATE BANK OF CAPE COUNTY — 2022
What FIRST MISSOURI STATE BANK OF CAPE COUNTY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 178,701,000 | 188,160,000 | 181,253,000 | 186,642,000 |
| Total loans | 153,029,000 | 151,767,000 | 157,442,000 | 164,480,000 |
| Allowance for loan losses | 2,126,000 | 2,128,000 | 2,126,000 | 2,128,000 |
| Securities available for sale | 10,459,000 | 9,161,000 | 8,498,000 | 8,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 902,000 | 2,265,000 | 2,682,000 | 2,946,000 |
| Total deposits | 161,154,000 | 170,028,000 | 162,416,000 | 166,698,000 |
| Interest-bearing deposits | 118,994,000 | 120,017,000 | 117,152,000 | 129,979,000 |
| Noninterest-bearing deposits | 42,160,000 | 50,011,000 | 45,264,000 | 36,719,000 |
| Equity capital | 15,507,000 | 14,555,000 | 14,811,000 | 15,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,591,000 | 3,220,000 | 5,049,000 | 7,091,000 |
| Interest expense | 140,000 | 280,000 | 431,000 | 816,000 |
| Net interest income | 1,451,000 | 2,940,000 | 4,618,000 | 6,275,000 |
| Noninterest income | 166,000 | 369,000 | 525,000 | 606,000 |
| Noninterest expense | 1,085,000 | 2,257,000 | 3,420,000 | 4,577,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 526,000 | 1,046,000 | 1,717,000 | 2,298,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 526,000 | 1,046,000 | 1,717,000 | 2,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,226,000 | 15,797,000 | 16,468,000 | 17,047,000 |
| Total capital | 18,289,000 | 17,860,000 | 18,569,000 | — |
| Risk-weighted assets | 165,006,000 | 164,964,000 | 168,052,000 | — |