Call reports 2021
FIRST MISSOURI STATE BANK OF CAPE COUNTY — 2021
What FIRST MISSOURI STATE BANK OF CAPE COUNTY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 179,434,000 | 186,861,000 | 179,319,000 | 179,096,000 |
| Total loans | 139,774,000 | 142,748,000 | 147,483,000 | 153,844,000 |
| Allowance for loan losses | 2,192,000 | 2,103,000 | 2,107,000 | 2,111,000 |
| Securities available for sale | 12,012,000 | 11,816,000 | 11,884,000 | 11,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 364,000 | 473,000 | 178,000 | 317,000 |
| Total deposits | 159,258,000 | 164,754,000 | 161,389,000 | 161,556,000 |
| Interest-bearing deposits | 120,574,000 | 121,246,000 | 121,003,000 | 120,444,000 |
| Noninterest-bearing deposits | 38,684,000 | 43,508,000 | 40,386,000 | 41,112,000 |
| Equity capital | 16,690,000 | 16,245,000 | 16,663,000 | 16,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,670,000 | 3,176,000 | 4,780,000 | 6,542,000 |
| Interest expense | 219,000 | 421,000 | 614,000 | 793,000 |
| Net interest income | 1,451,000 | 2,755,000 | 4,166,000 | 5,749,000 |
| Noninterest income | 278,000 | 848,000 | 1,626,000 | 1,819,000 |
| Noninterest expense | 1,049,000 | 2,388,000 | 3,598,000 | 4,722,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 680,000 | 1,215,000 | 2,194,000 | 2,846,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 680,000 | 1,215,000 | 2,194,000 | 2,846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,584,000 | 16,118,000 | 16,599,000 | 16,250,000 |
| Total capital | 18,352,000 | 17,954,000 | 18,501,000 | 18,299,000 |
| Risk-weighted assets | 140,992,000 | 146,506,000 | 152,038,000 | 163,842,000 |