Call reports 2020
FIRST MISSOURI STATE BANK OF CAPE COUNTY — 2020
What FIRST MISSOURI STATE BANK OF CAPE COUNTY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 178,186,000 | 182,279,000 | 177,986,000 | 170,260,000 |
| Total loans | 139,629,000 | 144,528,000 | 140,105,000 | 138,593,000 |
| Allowance for loan losses | 1,893,000 | 2,105,000 | 2,100,000 | 2,186,000 |
| Securities available for sale | 11,754,000 | 10,528,000 | 9,913,000 | 11,890,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 213,000 | 180,000 |
| Total deposits | 156,421,000 | 158,589,000 | 155,205,000 | 150,465,000 |
| Interest-bearing deposits | 132,684,000 | 127,749,000 | 126,287,000 | 120,235,000 |
| Noninterest-bearing deposits | 23,737,000 | 30,840,000 | 28,918,000 | 30,230,000 |
| Equity capital | 15,139,000 | 15,753,000 | 16,654,000 | 17,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,828,000 | 3,517,000 | 5,110,000 | 6,838,000 |
| Interest expense | 548,000 | 972,000 | 1,421,000 | 1,770,000 |
| Net interest income | 1,280,000 | 2,545,000 | 3,689,000 | 5,068,000 |
| Noninterest income | 229,000 | 838,000 | 1,863,000 | 2,814,000 |
| Noninterest expense | 1,127,000 | 2,311,000 | 3,528,000 | 4,745,000 |
| Provision for loan losses | 20,000 | 228,000 | 229,000 | 229,000 |
| Pretax income | 362,000 | 844,000 | 1,795,000 | 2,908,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 362,000 | 844,000 | 1,795,000 | 2,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,974,000 | 15,409,000 | 16,326,000 | 16,904,000 |
| Total capital | 16,749,000 | 17,085,000 | 17,981,000 | 18,604,000 |
| Risk-weighted assets | 141,859,000 | 133,677,000 | 131,920,000 | 135,500,000 |