Call reports 2019
FIRST MISSOURI STATE BANK OF CAPE COUNTY — 2019
What FIRST MISSOURI STATE BANK OF CAPE COUNTY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 168,145,000 | 169,149,000 | 169,259,000 | 173,182,000 |
| Total loans | 139,235,000 | 138,031,000 | 140,787,000 | 139,400,000 |
| Allowance for loan losses | 1,778,000 | 1,811,000 | 1,843,000 | 1,865,000 |
| Securities available for sale | 9,636,000 | 10,851,000 | 10,342,000 | 10,924,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,298,000 | 144,347,000 | 144,662,000 | 149,107,000 |
| Interest-bearing deposits | 124,514,000 | 124,549,000 | 124,036,000 | 128,651,000 |
| Noninterest-bearing deposits | 21,784,000 | 19,798,000 | 20,626,000 | 20,456,000 |
| Equity capital | 13,704,000 | 14,067,000 | 14,456,000 | 14,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,829,000 | 3,698,000 | 5,603,000 | 7,489,000 |
| Interest expense | 535,000 | 1,125,000 | 1,745,000 | 2,362,000 |
| Net interest income | 1,294,000 | 2,573,000 | 3,858,000 | 5,127,000 |
| Noninterest income | 153,000 | 362,000 | 712,000 | 988,000 |
| Noninterest expense | 1,089,000 | 2,207,000 | 3,389,000 | 4,517,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 100,000 |
| Pretax income | 328,000 | 668,000 | 1,091,000 | 1,498,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 328,000 | 668,000 | 1,091,000 | 1,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,688,000 | 13,961,000 | 14,321,000 | 14,669,000 |
| Total capital | 15,391,000 | 15,652,000 | 16,041,000 | 16,394,000 |
| Risk-weighted assets | 136,129,000 | 135,123,000 | 137,499,000 | 137,848,000 |