Call reports 2018
FIRST MISSOURI STATE BANK OF CAPE COUNTY — 2018
What FIRST MISSOURI STATE BANK OF CAPE COUNTY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 155,368,000 | 154,702,000 | 155,359,000 | 160,138,000 |
| Total loans | 133,275,000 | 134,661,000 | 137,534,000 | 139,595,000 |
| Allowance for loan losses | 1,870,000 | 1,868,000 | 1,902,000 | 1,740,000 |
| Securities available for sale | 7,720,000 | 7,391,000 | 8,471,000 | 8,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,226,000 | 132,635,000 | 131,867,000 | 138,240,000 |
| Interest-bearing deposits | 111,836,000 | 110,488,000 | 111,179,000 | 117,069,000 |
| Noninterest-bearing deposits | 21,390,000 | 22,147,000 | 20,688,000 | 21,171,000 |
| Equity capital | 12,190,000 | 12,512,000 | 12,833,000 | 13,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,613,000 | 3,279,000 | 4,998,000 | 6,755,000 |
| Interest expense | 285,000 | 586,000 | 968,000 | 1,422,000 |
| Net interest income | 1,328,000 | 2,693,000 | 4,030,000 | 5,333,000 |
| Noninterest income | 122,000 | 280,000 | 481,000 | 708,000 |
| Noninterest expense | 1,021,000 | 2,096,000 | 3,180,000 | 4,236,000 |
| Provision for loan losses | 0 | 35,000 | 65,000 | 85,000 |
| Pretax income | 429,000 | 842,000 | 1,266,000 | 1,720,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 429,000 | 842,000 | 1,266,000 | 1,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,321,000 | 12,673,000 | 13,034,000 | 13,426,000 |
| Total capital | 14,002,000 | 14,341,000 | 14,741,000 | 15,144,000 |
| Risk-weighted assets | 134,305,000 | 133,267,000 | 136,342,000 | 137,490,000 |