Call reports 2017
FIRST MISSOURI STATE BANK OF CAPE COUNTY — 2017
What FIRST MISSOURI STATE BANK OF CAPE COUNTY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 140,692,000 | 144,413,000 | 151,864,000 | 154,415,000 |
| Total loans | 125,303,000 | 129,200,000 | 128,915,000 | 137,315,000 |
| Allowance for loan losses | 1,877,000 | 1,910,000 | 1,945,000 | 1,863,000 |
| Securities available for sale | 6,997,000 | 6,773,000 | 7,483,000 | 7,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,408,000 | 119,527,000 | 128,722,000 | 129,517,000 |
| Interest-bearing deposits | 99,797,000 | 101,173,000 | 105,152,000 | 106,828,000 |
| Noninterest-bearing deposits | 18,611,000 | 18,354,000 | 23,570,000 | 22,689,000 |
| Equity capital | 11,928,000 | 12,076,000 | 12,215,000 | 12,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,394,000 | 2,843,000 | 4,358,000 | 5,886,000 |
| Interest expense | 195,000 | 406,000 | 636,000 | 873,000 |
| Net interest income | 1,199,000 | 2,437,000 | 3,722,000 | 5,013,000 |
| Noninterest income | 122,000 | 252,000 | 432,000 | 571,000 |
| Noninterest expense | 935,000 | 1,883,000 | 2,852,000 | 3,849,000 |
| Provision for loan losses | 30,000 | 60,000 | 89,000 | 90,000 |
| Pretax income | 356,000 | 746,000 | 1,213,000 | 1,645,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 356,000 | 746,000 | 1,213,000 | 1,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,909,000 | 12,012,000 | 12,167,000 | 12,237,000 |
| Total capital | 13,491,000 | 13,702,000 | 13,848,000 | 13,945,000 |
| Risk-weighted assets | 126,335,000 | 134,988,000 | 134,215,000 | 136,524,000 |