Call reports 2016
FIRST MISSOURI STATE BANK OF CAPE COUNTY — 2016
What FIRST MISSOURI STATE BANK OF CAPE COUNTY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 143,138,000 | 138,287,000 | 138,729,000 | 141,102,000 |
| Total loans | 119,332,000 | 117,860,000 | 123,630,000 | 124,750,000 |
| Allowance for loan losses | 1,781,000 | 1,845,000 | 1,828,000 | 1,841,000 |
| Securities available for sale | 7,964,000 | 8,177,000 | 7,823,000 | 7,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,436,000 | 117,360,000 | 115,993,000 | 118,315,000 |
| Interest-bearing deposits | 102,689,000 | 98,062,000 | 97,673,000 | 99,333,000 |
| Noninterest-bearing deposits | 16,747,000 | 19,298,000 | 18,320,000 | 18,982,000 |
| Equity capital | 11,671,000 | 11,754,000 | 11,958,000 | 11,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,382,000 | 2,744,000 | 4,140,000 | 5,541,000 |
| Interest expense | 165,000 | 344,000 | 534,000 | 727,000 |
| Net interest income | 1,217,000 | 2,400,000 | 3,606,000 | 4,814,000 |
| Noninterest income | 97,000 | 219,000 | 357,000 | 485,000 |
| Noninterest expense | 928,000 | 1,840,000 | 2,706,000 | 3,546,000 |
| Provision for loan losses | 40,000 | 91,000 | 110,000 | 120,000 |
| Pretax income | 346,000 | 688,000 | 1,147,000 | 1,633,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 346,000 | 688,000 | 1,147,000 | 1,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,535,000 | 11,603,000 | 11,791,000 | 11,925,000 |
| Total capital | 13,093,000 | 13,133,000 | 13,361,000 | 13,532,000 |
| Risk-weighted assets | 124,377,000 | 122,102,000 | 125,358,000 | 128,309,000 |