Call reports 2015
FIRST MISSOURI STATE BANK OF CAPE COUNTY — 2015
What FIRST MISSOURI STATE BANK OF CAPE COUNTY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 130,518,000 | 128,183,000 | 128,349,000 | 132,748,000 |
| Total loans | 115,266,000 | 111,419,000 | 113,641,000 | 118,697,000 |
| Allowance for loan losses | 1,849,000 | 1,897,000 | 1,886,000 | 1,803,000 |
| Securities available for sale | 8,212,000 | 8,301,000 | 7,768,000 | 7,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,935,000 | 109,451,000 | 108,092,000 | 113,484,000 |
| Interest-bearing deposits | 97,477,000 | 93,787,000 | 92,192,000 | 98,104,000 |
| Noninterest-bearing deposits | 15,458,000 | 15,664,000 | 15,900,000 | 15,380,000 |
| Equity capital | 11,507,000 | 11,477,000 | 11,571,000 | 11,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,330,000 | 2,660,000 | 3,965,000 | 5,318,000 |
| Interest expense | 135,000 | 272,000 | 407,000 | 554,000 |
| Net interest income | 1,195,000 | 2,388,000 | 3,558,000 | 4,764,000 |
| Noninterest income | 126,000 | 270,000 | 432,000 | 630,000 |
| Noninterest expense | 851,000 | 1,729,000 | 2,697,000 | 3,649,000 |
| Provision for loan losses | 15,000 | 60,000 | 90,000 | 475,000 |
| Pretax income | 455,000 | 869,000 | 1,203,000 | 1,270,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 455,000 | 869,000 | 1,203,000 | 1,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,375,000 | 11,447,000 | 11,466,000 | 11,272,000 |
| Total capital | 12,744,000 | 12,837,000 | 12,903,000 | 12,758,000 |
| Risk-weighted assets | 109,088,000 | 110,691,000 | 114,544,000 | 118,600,000 |