Call reports 2014
FIRST MISSOURI STATE BANK OF CAPE COUNTY — 2014
What FIRST MISSOURI STATE BANK OF CAPE COUNTY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 125,806,000 | 125,108,000 | 125,690,000 | 128,762,000 |
| Total loans | 110,127,000 | 107,675,000 | 107,427,000 | 113,611,000 |
| Allowance for loan losses | 1,988,000 | 1,767,000 | 1,800,000 | 1,835,000 |
| Securities available for sale | 8,407,000 | 8,156,000 | 10,394,000 | 8,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,360,000 | 107,787,000 | 107,744,000 | 108,926,000 |
| Interest-bearing deposits | 91,820,000 | 92,408,000 | 90,789,000 | 95,147,000 |
| Noninterest-bearing deposits | 14,540,000 | 15,379,000 | 16,955,000 | 13,779,000 |
| Equity capital | 10,808,000 | 11,161,000 | 11,174,000 | 11,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,318,000 | 2,625,000 | 3,908,000 | 5,213,000 |
| Interest expense | 132,000 | 264,000 | 398,000 | 528,000 |
| Net interest income | 1,186,000 | 2,361,000 | 3,510,000 | 4,685,000 |
| Noninterest income | 75,000 | 185,000 | 345,000 | 489,000 |
| Noninterest expense | 905,000 | 1,772,000 | 2,664,000 | 3,552,000 |
| Provision for loan losses | 175,000 | 185,000 | 215,000 | 245,000 |
| Pretax income | 181,000 | 710,000 | 1,097,000 | 1,498,000 |
| Income tax | 0 | 0 | 0 | 42,000 |
| Net income | 181,000 | 710,000 | 1,097,000 | 1,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,783,000 | 11,156,000 | 11,150,000 | 10,954,000 |
| Total capital | 12,075,000 | 12,374,000 | 12,361,000 | 12,267,000 |
| Risk-weighted assets | 102,696,000 | 96,886,000 | 96,323,000 | 104,513,000 |