Call reports 2013
FIRST MISSOURI STATE BANK OF CAPE COUNTY — 2013
What FIRST MISSOURI STATE BANK OF CAPE COUNTY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 121,833,000 | 122,304,000 | 121,705,000 | 125,471,000 |
| Total loans | 105,311,000 | 106,024,000 | 107,040,000 | 109,085,000 |
| Allowance for loan losses | 1,663,000 | 1,670,000 | 1,729,000 | 1,791,000 |
| Securities available for sale | 8,696,000 | 8,164,000 | 8,452,000 | 8,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,053,000 | 106,465,000 | 103,255,000 | 106,447,000 |
| Interest-bearing deposits | 93,542,000 | 91,738,000 | 88,727,000 | 91,982,000 |
| Noninterest-bearing deposits | 12,511,000 | 14,727,000 | 14,528,000 | 14,465,000 |
| Equity capital | 10,589,000 | 10,738,000 | 11,068,000 | 10,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,322,000 | 2,641,000 | 3,974,000 | 5,308,000 |
| Interest expense | 183,000 | 325,000 | 461,000 | 593,000 |
| Net interest income | 1,139,000 | 2,316,000 | 3,513,000 | 4,715,000 |
| Noninterest income | 111,000 | 244,000 | 367,000 | 461,000 |
| Noninterest expense | 774,000 | 1,546,000 | 2,450,000 | 3,311,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 433,000 | 911,000 | 1,267,000 | 1,642,000 |
| Income tax | 458,000 | 458,000 | 458,000 | 457,000 |
| Net income | -25,000 | 453,000 | 809,000 | 1,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,332,000 | 10,775,000 | 11,096,000 | 10,887,000 |
| Total capital | 11,566,000 | 12,036,000 | 12,366,000 | 12,160,000 |
| Risk-weighted assets | 97,990,000 | 100,501,000 | 101,131,000 | 101,339,000 |