Call reports 2011
FIRST MISSOURI STATE BANK OF CAPE COUNTY — 2011
What FIRST MISSOURI STATE BANK OF CAPE COUNTY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 109,623,000 | 110,438,000 | 115,975,000 | 118,405,000 |
| Total loans | 91,744,000 | 94,206,000 | 96,365,000 | 99,337,000 |
| Allowance for loan losses | 1,421,000 | 1,498,000 | 1,571,000 | 1,659,000 |
| Securities available for sale | 9,321,000 | 9,567,000 | 8,517,000 | 8,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,705,000 | 92,983,000 | 97,735,000 | 100,211,000 |
| Interest-bearing deposits | 81,015,000 | 68,829,000 | 86,371,000 | 89,827,000 |
| Noninterest-bearing deposits | 11,690,000 | 24,154,000 | 11,364,000 | 10,384,000 |
| Equity capital | 9,771,000 | 9,947,000 | 10,148,000 | 10,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,383,000 | 2,765,000 | 4,142,000 | 5,549,000 |
| Interest expense | 274,000 | 533,000 | 797,000 | 1,057,000 |
| Net interest income | 1,109,000 | 2,232,000 | 3,345,000 | 4,492,000 |
| Noninterest income | 63,000 | 132,000 | 241,000 | 387,000 |
| Noninterest expense | 732,000 | 1,466,000 | 2,167,000 | 2,871,000 |
| Provision for loan losses | 40,000 | 120,000 | 192,000 | 282,000 |
| Pretax income | 400,000 | 778,000 | 1,284,000 | 1,783,000 |
| Income tax | 147,000 | 282,000 | 473,000 | 651,000 |
| Net income | 253,000 | 496,000 | 811,000 | 1,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,665,000 | 9,748,000 | 9,903,000 | 9,938,000 |
| Total capital | 10,696,000 | 10,831,000 | 11,003,000 | 11,069,000 |
| Risk-weighted assets | 82,119,000 | 86,195,000 | 87,521,000 | 89,981,000 |