Call reports 2010
FIRST MISSOURI STATE BANK OF CAPE COUNTY — 2010
What FIRST MISSOURI STATE BANK OF CAPE COUNTY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 110,918,000 | 106,606,000 | 106,683,000 | 105,270,000 |
| Total loans | 96,761,000 | 94,989,000 | 96,012,000 | 92,025,000 |
| Allowance for loan losses | 1,140,000 | 1,194,000 | 1,294,000 | 1,380,000 |
| Securities available for sale | 3,702,000 | 8,207,000 | 8,172,000 | 8,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,973,000 | 87,394,000 | 89,200,000 | 88,619,000 |
| Interest-bearing deposits | 80,862,000 | 78,487,000 | 68,162,000 | 80,603,000 |
| Noninterest-bearing deposits | 9,111,000 | 8,907,000 | 21,038,000 | 8,016,000 |
| Equity capital | 9,344,000 | 9,617,000 | 9,932,000 | 9,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,469,000 | 2,909,000 | 4,344,000 | 5,754,000 |
| Interest expense | 363,000 | 680,000 | 986,000 | 1,279,000 |
| Net interest income | 1,106,000 | 2,229,000 | 3,358,000 | 4,475,000 |
| Noninterest income | 64,000 | 129,000 | 224,000 | 316,000 |
| Noninterest expense | 633,000 | 1,317,000 | 1,997,000 | 2,703,000 |
| Provision for loan losses | 80,000 | 170,000 | 270,000 | 390,000 |
| Pretax income | 457,000 | 871,000 | 1,316,000 | 1,699,000 |
| Income tax | 173,000 | 328,000 | 491,000 | 635,000 |
| Net income | 284,000 | 543,000 | 825,000 | 1,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,202,000 | 9,461,000 | 9,743,000 | 9,447,000 |
| Total capital | 10,276,000 | 10,507,000 | 10,792,000 | 10,436,000 |
| Risk-weighted assets | 85,871,000 | 83,546,000 | 83,725,000 | 78,732,000 |