Call reports 2009
FIRST MISSOURI STATE BANK OF CAPE COUNTY — 2009
What FIRST MISSOURI STATE BANK OF CAPE COUNTY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 105,975,000 | 105,606,000 | 102,428,000 | 107,871,000 |
| Total loans | 91,189,000 | 90,902,000 | 94,932,000 | 98,940,000 |
| Allowance for loan losses | 1,043,000 | 1,085,000 | 1,100,000 | 1,123,000 |
| Securities available for sale | 4,055,000 | 3,751,000 | 3,551,000 | 3,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,524,000 | 87,497,000 | 81,383,000 | 88,337,000 |
| Interest-bearing deposits | 77,465,000 | 75,401,000 | 72,026,000 | 77,353,000 |
| Noninterest-bearing deposits | 11,059,000 | 12,096,000 | 9,357,000 | 10,984,000 |
| Equity capital | 8,390,000 | 8,517,000 | 8,776,000 | 9,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,356,000 | 2,752,000 | 4,195,000 | 5,693,000 |
| Interest expense | 550,000 | 1,076,000 | 1,546,000 | 1,972,000 |
| Net interest income | 806,000 | 1,676,000 | 2,649,000 | 3,721,000 |
| Noninterest income | 71,000 | 129,000 | 203,000 | 281,000 |
| Noninterest expense | 662,000 | 1,307,000 | 1,960,000 | 2,604,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 207,000 |
| Pretax income | 170,000 | 408,000 | 757,000 | 1,191,000 |
| Income tax | 65,000 | 155,000 | 283,000 | 436,000 |
| Net income | 105,000 | 253,000 | 474,000 | 755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,267,000 | 8,416,000 | 8,637,000 | 8,918,000 |
| Total capital | 9,310,000 | 9,451,000 | 9,722,000 | 10,032,000 |
| Risk-weighted assets | 83,835,000 | 83,062,000 | 86,124,000 | 89,133,000 |