Call reports 2007
FIRST MISSOURI STATE BANK OF CAPE COUNTY — 2007
What FIRST MISSOURI STATE BANK OF CAPE COUNTY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 78,262,000 | 78,708,000 | 80,395,000 | 83,617,000 |
| Total loans | 65,975,000 | 66,932,000 | 69,068,000 | 75,264,000 |
| Allowance for loan losses | 768,000 | 791,000 | 821,000 | 832,000 |
| Securities available for sale | 3,463,000 | 3,801,000 | 4,891,000 | 4,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,622,000 | 71,122,000 | 71,951,000 | 75,255,000 |
| Interest-bearing deposits | 64,299,000 | 64,910,000 | 65,616,000 | 68,254,000 |
| Noninterest-bearing deposits | 6,323,000 | 6,212,000 | 6,335,000 | 7,001,000 |
| Equity capital | 6,247,000 | 6,304,000 | 6,643,000 | 6,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,272,000 | 2,616,000 | 3,989,000 | 5,387,000 |
| Interest expense | 666,000 | 1,377,000 | 2,118,000 | 2,866,000 |
| Net interest income | 606,000 | 1,239,000 | 1,871,000 | 2,521,000 |
| Noninterest income | 114,000 | 208,000 | 324,000 | 401,000 |
| Noninterest expense | 582,000 | 1,155,000 | 1,763,000 | 2,354,000 |
| Provision for loan losses | 10,000 | 40,000 | 70,000 | 165,000 |
| Pretax income | 128,000 | 252,000 | 362,000 | 403,000 |
| Income tax | 43,000 | 99,000 | 142,000 | 151,000 |
| Net income | 85,000 | 153,000 | 220,000 | 252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,239,000 | 6,307,000 | 6,624,000 | 6,656,000 |
| Total capital | 6,990,000 | 7,063,000 | 7,401,000 | 7,488,000 |
| Risk-weighted assets | 60,076,000 | 60,475,000 | 62,453,000 | 67,208,000 |