Call reports 2006
FIRST MISSOURI STATE BANK OF CAPE COUNTY — 2006
What FIRST MISSOURI STATE BANK OF CAPE COUNTY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Total assets | 68,801,000 | 68,428,000 | 72,753,000 |
| Total loans | 60,544,000 | 60,173,000 | 62,282,000 |
| Allowance for loan losses | 680,000 | 725,000 | 760,000 |
| Securities available for sale | 0 | 2,001,000 | 2,456,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 61,101,000 | 61,046,000 | 64,672,000 |
| Interest-bearing deposits | 55,451,000 | 55,845,000 | 60,122,000 |
| Noninterest-bearing deposits | 5,650,000 | 5,201,000 | 4,550,000 |
| Equity capital | 6,000,000 | 6,097,000 | 6,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Interest income | 0 | 1,160,000 | 2,394,000 |
| Interest expense | 0 | 535,000 | 1,144,000 |
| Net interest income | 0 | 625,000 | 1,250,000 |
| Noninterest income | 0 | 110,000 | 199,000 |
| Noninterest expense | 0 | 552,000 | 1,120,000 |
| Provision for loan losses | 0 | 45,000 | 80,000 |
| Pretax income | 0 | 138,000 | 249,000 |
| Income tax | 0 | 46,000 | 95,000 |
| Net income | 0 | 92,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Tier 1 capital | 6,000,000 | 6,092,000 | 6,154,000 |
| Total capital | 6,680,000 | 6,756,000 | 6,854,000 |
| Risk-weighted assets | 54,048,000 | 53,074,000 | 55,943,000 |