Call reports 2007
SATILLA COMMUNITY BANK — 2007
What SATILLA COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 137,810,000 | 152,659,000 | 155,876,000 | 156,763,000 |
| Total loans | 110,428,000 | 123,647,000 | 124,929,000 | 125,893,000 |
| Allowance for loan losses | 1,069,000 | 1,205,000 | 1,199,000 | 1,037,000 |
| Securities available for sale | 21,410,000 | 19,982,000 | 25,208,000 | 24,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,316,000 | 137,792,000 | 140,499,000 | 140,980,000 |
| Interest-bearing deposits | 114,514,000 | 128,231,000 | 133,943,000 | 134,656,000 |
| Noninterest-bearing deposits | 8,802,000 | 9,560,000 | 6,557,000 | 6,324,000 |
| Equity capital | 13,484,000 | 13,704,000 | 14,190,000 | 14,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,614,000 | 5,469,000 | 8,460,000 | 11,417,000 |
| Interest expense | 1,466,000 | 3,094,000 | 4,923,000 | 6,683,000 |
| Net interest income | 1,148,000 | 2,375,000 | 3,537,000 | 4,734,000 |
| Noninterest income | 90,000 | 197,000 | 285,000 | 339,000 |
| Noninterest expense | 594,000 | 1,282,000 | 1,921,000 | 2,654,000 |
| Provision for loan losses | 107,000 | 259,000 | 397,000 | 544,000 |
| Pretax income | 537,000 | 1,031,000 | 1,504,000 | 1,878,000 |
| Income tax | 194,000 | 372,000 | 529,000 | 650,000 |
| Net income | 343,000 | 659,000 | 975,000 | 1,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,530,000 | 13,847,000 | 14,163,000 | 14,416,000 |
| Total capital | 14,599,000 | 15,052,000 | 15,362,000 | 15,453,000 |
| Risk-weighted assets | 115,810,000 | 129,072,000 | 132,901,000 | 131,878,000 |