Call reports 2003
SATILLA COMMUNITY BANK — 2003
What SATILLA COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 27,902,000 | 33,787,000 | 38,872,000 | 43,274,000 |
| Total loans | 18,250,000 | 23,067,000 | 25,349,000 | 31,240,000 |
| Allowance for loan losses | 191,000 | 228,000 | 256,000 | 351,000 |
| Securities available for sale | 0 | 0 | 0 | 8,630,000 |
| Securities held to maturity | 5,026,000 | 5,782,000 | 6,313,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,897,000 | 30,854,000 | 35,017,000 | 39,053,000 |
| Interest-bearing deposits | 22,767,000 | 27,329,000 | 31,271,000 | 35,416,000 |
| Noninterest-bearing deposits | 2,130,000 | 3,525,000 | 3,746,000 | 3,637,000 |
| Equity capital | 2,916,000 | 2,827,000 | 3,730,000 | 4,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 378,000 | 827,000 | 1,339,000 | 1,906,000 |
| Interest expense | 135,000 | 319,000 | 496,000 | 671,000 |
| Net interest income | 243,000 | 508,000 | 843,000 | 1,235,000 |
| Noninterest income | 59,000 | 124,000 | 210,000 | 281,000 |
| Noninterest expense | 395,000 | 827,000 | 1,268,000 | 1,713,000 |
| Provision for loan losses | 30,000 | 68,000 | 98,000 | 276,000 |
| Pretax income | -123,000 | -263,000 | -313,000 | -473,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -123,000 | -263,000 | -313,000 | -473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,916,000 | 2,827,000 | 3,730,000 | 4,064,000 |
| Total capital | 3,107,000 | 3,055,000 | 3,986,000 | 4,415,000 |
| Risk-weighted assets | 21,198,000 | 26,221,000 | 28,878,000 | 32,636,000 |