Call reports 2002
SATILLA COMMUNITY BANK — 2002
What SATILLA COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 13,112,000 | 16,323,000 | 20,947,000 | 23,468,000 |
| Total loans | 3,658,000 | 7,700,000 | 10,150,000 | 14,745,000 |
| Allowance for loan losses | 6,000 | 77,000 | 107,000 | 161,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,147,000 | 3,197,000 | 4,056,000 | 5,126,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,269,000 | 12,799,000 | 17,656,000 | 20,336,000 |
| Interest-bearing deposits | 7,954,000 | 11,363,000 | 16,261,000 | 18,464,000 |
| Noninterest-bearing deposits | 1,315,000 | 1,436,000 | 1,396,000 | 1,872,000 |
| Equity capital | 3,815,000 | 3,489,000 | 3,211,000 | 3,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 90,000 | 265,000 | 532,000 | 866,000 |
| Interest expense | 43,000 | 118,000 | 229,000 | 364,000 |
| Net interest income | 47,000 | 147,000 | 303,000 | 502,000 |
| Noninterest income | 11,000 | 48,000 | 90,000 | 156,000 |
| Noninterest expense | 335,000 | 726,000 | 1,172,000 | 1,555,000 |
| Provision for loan losses | 6,000 | 77,000 | 107,000 | 161,000 |
| Pretax income | -282,000 | -608,000 | -886,000 | -1,058,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -282,000 | -608,000 | -886,000 | -1,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,815,000 | 3,489,000 | 3,211,000 | 3,039,000 |
| Total capital | 3,821,000 | 3,566,000 | 3,318,000 | 3,200,000 |
| Risk-weighted assets | 7,191,000 | 10,915,000 | 13,695,000 | 17,965,000 |