Call reports 2016
BANK19 — 2016
What BANK19 reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 63,739,000 | 61,621,000 | 61,323,000 | 61,430,000 |
| Total loans | 44,452,000 | 44,335,000 | 53,591,000 | 49,116,000 |
| Allowance for loan losses | 568,000 | 583,000 | 598,000 | 614,000 |
| Securities available for sale | 1,289,000 | 989,000 | 974,000 | 959,000 |
| Securities held to maturity | 921,000 | 912,000 | 903,000 | 581,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,145,000 | 54,152,000 | 50,989,000 | 53,762,000 |
| Interest-bearing deposits | 43,135,000 | 41,866,000 | 39,915,000 | 37,954,000 |
| Noninterest-bearing deposits | 13,010,000 | 12,286,000 | 11,074,000 | 15,808,000 |
| Equity capital | 7,065,000 | 7,086,000 | 7,177,000 | 7,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 578,000 | 1,128,000 | 1,731,000 | 2,366,000 |
| Interest expense | 98,000 | 196,000 | 295,000 | 377,000 |
| Net interest income | 480,000 | 932,000 | 1,436,000 | 1,989,000 |
| Noninterest income | 64,000 | 99,000 | 131,000 | 169,000 |
| Noninterest expense | 320,000 | 626,000 | 927,000 | 1,242,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 209,000 | 375,000 | 595,000 | 853,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 209,000 | 375,000 | 595,000 | 853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,065,000 | 7,074,000 | 7,170,000 | 7,263,000 |
| Total capital | 7,633,000 | 7,657,000 | 7,768,000 | 7,877,000 |
| Risk-weighted assets | 48,738,000 | 47,511,000 | 52,840,000 | 49,687,000 |