Call reports 2015
BANK19 — 2015
What BANK19 reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 66,709,000 | 65,802,000 | 62,095,000 | 61,285,000 |
| Total loans | 38,859,000 | 38,538,000 | 41,081,000 | 47,922,000 |
| Allowance for loan losses | 508,000 | 523,000 | 538,000 | 553,000 |
| Securities available for sale | 1,356,000 | 1,337,000 | 1,326,000 | 1,304,000 |
| Securities held to maturity | 899,000 | 653,000 | 941,000 | 931,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,384,000 | 58,467,000 | 54,699,000 | 53,979,000 |
| Interest-bearing deposits | 46,612,000 | 44,900,000 | 43,782,000 | 42,171,000 |
| Noninterest-bearing deposits | 12,772,000 | 13,567,000 | 10,917,000 | 11,808,000 |
| Equity capital | 6,985,000 | 6,987,000 | 7,027,000 | 6,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 503,000 | 997,000 | 1,515,000 | 2,037,000 |
| Interest expense | 118,000 | 224,000 | 329,000 | 431,000 |
| Net interest income | 385,000 | 773,000 | 1,186,000 | 1,606,000 |
| Noninterest income | 61,000 | 92,000 | 123,000 | 158,000 |
| Noninterest expense | 292,000 | 583,000 | 888,000 | 1,223,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 139,000 | 252,000 | 376,000 | 481,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 139,000 | 252,000 | 376,000 | 481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,967,000 | 6,976,000 | 7,015,000 | 6,935,000 |
| Total capital | 7,475,000 | 7,499,000 | 7,553,000 | 7,488,000 |
| Risk-weighted assets | 46,921,000 | 45,296,000 | 46,172,000 | 50,420,000 |