Call reports 2014
BANK19 — 2014
What BANK19 reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 65,328,000 | 63,860,000 | 60,994,000 | 64,634,000 |
| Total loans | 41,022,000 | 42,925,000 | 43,596,000 | 45,726,000 |
| Allowance for loan losses | 452,000 | 463,000 | 478,000 | 493,000 |
| Securities available for sale | 2,865,000 | 2,544,000 | 1,933,000 | 1,669,000 |
| Securities held to maturity | 921,000 | 916,000 | 910,000 | 904,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,175,000 | 56,668,000 | 53,737,000 | 57,314,000 |
| Interest-bearing deposits | 47,727,000 | 46,213,000 | 44,661,000 | 44,215,000 |
| Noninterest-bearing deposits | 10,448,000 | 10,455,000 | 9,076,000 | 13,099,000 |
| Equity capital | 6,845,000 | 6,869,000 | 6,913,000 | 6,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 523,000 | 1,030,000 | 1,557,000 | 2,131,000 |
| Interest expense | 124,000 | 246,000 | 380,000 | 502,000 |
| Net interest income | 399,000 | 784,000 | 1,177,000 | 1,629,000 |
| Noninterest income | 40,000 | 73,000 | 107,000 | 146,000 |
| Noninterest expense | 274,000 | 540,000 | 812,000 | 1,113,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 150,000 | 287,000 | 427,000 | 602,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 150,000 | 287,000 | 427,000 | 602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,828,000 | 6,852,000 | 6,889,000 | 6,959,000 |
| Total capital | 7,280,000 | 7,315,000 | 7,367,000 | 7,452,000 |
| Risk-weighted assets | 49,299,000 | 50,697,000 | 49,617,000 | 50,792,000 |