Call reports 2013
BANK19 — 2013
What BANK19 reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 64,807,000 | 62,898,000 | 59,805,000 | 68,883,000 |
| Total loans | 44,296,000 | 43,537,000 | 43,287,000 | 42,716,000 |
| Allowance for loan losses | 393,000 | 408,000 | 423,000 | 437,000 |
| Securities available for sale | 4,193,000 | 4,104,000 | 4,059,000 | 3,488,000 |
| Securities held to maturity | 1,251,000 | 1,242,000 | 1,232,000 | 926,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,814,000 | 55,881,000 | 52,755,000 | 61,723,000 |
| Interest-bearing deposits | 47,918,000 | 46,882,000 | 45,064,000 | 46,036,000 |
| Noninterest-bearing deposits | 9,896,000 | 8,999,000 | 7,691,000 | 15,687,000 |
| Equity capital | 6,583,000 | 6,611,000 | 6,633,000 | 6,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 557,000 | 1,102,000 | 1,648,000 | 2,245,000 |
| Interest expense | 141,000 | 266,000 | 396,000 | 524,000 |
| Net interest income | 416,000 | 836,000 | 1,252,000 | 1,721,000 |
| Noninterest income | 39,000 | 71,000 | 105,000 | 142,000 |
| Noninterest expense | 280,000 | 566,000 | 858,000 | 1,141,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 160,000 | 311,000 | 454,000 | 668,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 160,000 | 311,000 | 454,000 | 668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,501,000 | 6,588,000 | 6,624,000 | 6,838,000 |
| Total capital | 6,894,000 | 6,996,000 | 7,047,000 | 7,275,000 |
| Risk-weighted assets | 51,809,000 | 51,310,000 | 50,332,000 | 51,287,000 |