Call reports 2009
BANK19 — 2009
What BANK19 reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 53,964,000 | 54,031,000 | 52,634,000 | 57,898,000 |
| Total loans | 35,496,000 | 35,548,000 | 35,893,000 | 37,901,000 |
| Allowance for loan losses | 392,000 | 400,000 | 407,000 | 414,000 |
| Securities available for sale | 801,000 | 819,000 | 518,000 | 517,000 |
| Securities held to maturity | 5,474,000 | 4,860,000 | 4,605,000 | 4,591,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,605,000 | 47,641,000 | 46,137,000 | 51,488,000 |
| Interest-bearing deposits | 40,795,000 | 40,432,000 | 40,845,000 | 43,165,000 |
| Noninterest-bearing deposits | 6,810,000 | 7,209,000 | 5,292,000 | 8,323,000 |
| Equity capital | 5,945,000 | 5,981,000 | 6,012,000 | 5,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,255,000 | 1,869,000 | 2,476,000 |
| Interest expense | 275,000 | 535,000 | 785,000 | 1,032,000 |
| Net interest income | 366,000 | 720,000 | 1,084,000 | 1,444,000 |
| Noninterest income | 55,000 | 98,000 | 143,000 | 187,000 |
| Noninterest expense | 306,000 | 642,000 | 925,000 | 1,251,000 |
| Provision for loan losses | 7,000 | 15,000 | 22,000 | 30,000 |
| Pretax income | 108,000 | 161,000 | 280,000 | 350,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 108,000 | 161,000 | 280,000 | 350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,966,000 | 5,979,000 | 6,004,000 | 5,939,000 |
| Total capital | 6,358,000 | 6,379,000 | 6,411,000 | 6,353,000 |
| Risk-weighted assets | 38,916,000 | 43,299,000 | 42,056,000 | 44,690,000 |